Equity Release: What is it and Why You Should Use it

For property investors in Dubai, equity release is a strategy that helps them improve their portfolios based on the equity they have accrued over the years. With interest rates at historic lows and property prices on the rise, now simply is a great time to consider equity release.

As you begin to consider your equity release options, remember to look for a company that is regulated and ABN registered. Make sure you also compare a number of annuity providers to find the one that offers the best value for you. If you are looking at equity release in Dubai, today is a great time to consider your options.

Equity Release: What is it and Why You Should Use it

Equity release is a strategy that helps people in the UAE access the equity that they have accrued in their property using a loan. On that note, a home equity loan is a loan that is secured on your home. 

When you take out an equity release loan, you make an agreement with a bank or an equity release provider. This agreement allows you to use the equity that you have accumulated in your home to access a lump sum of money or income on an ongoing basis.

Equity release is available to everyone and is a great way to improve the value of your property. Equity release is also a great way to help you fund the raising of a family, an interest-free loan, or pay off debt.

What Makes Equity Release a Good Strategy for Investors in Dubai?

1. Make the Most of Tax-Free Cash 

When you take out an equity release loan, you are able to access this cash using the equity that you have built up in your property. If you invest in a well-performing property, the equity that you have built up can be extremely valuable. 

By accessing this equity, you are able to access a lump sum of cash or an income stream that you can use for all kinds of purposes. The equity release loan that you take out is a loan that is secured on your home. 

This means that you continue to own your home, while also benefiting from an equity release loan that helps you get the cash you need to fund your lifestyle.

2. Release the Value of Your Property Without the Need to Move Out 

Equity release is a strategy that helps you access the equity that you have built up in your property without moving out. When you take out an equity release loan, you are still able to live in your house, rent your property out, or simply continue to live in the property that you own.

3. Maximize Low-Interest Rates

Another reason to take out an equity release loan is the low-interest rates currently available. For property investors in Dubai, this is a great time to think about equity release as a way to borrow large amounts of money with a lower interest rate.

The Bottom Line: Why It's Worth Equity Release in Dubai

For investors in Dubai, equity release can be a great tool for funding large expenses, paying off debt, and improving your portfolio's value. When you take out an equity release loan, you are able to access a lump sum of cash or an income stream that can help you improve your lifestyle.

Do You Need Help with Your Real Estate Endeavors?

Buying or selling property in Dubai can be tricky, but you don’t have to go through a lengthy trial-and-error process to navigate the complex real estate market. Dacha Real Estate can take the guesswork out of your hunt for the most lucrative real estate available with our expert guidance. 

We’re a top property agency in Dubai that strives to provide world-class services to our clients around the world, so if you’re looking for high-quality real estate sales and leases, give us a call. We’re more than happy to help you find the perfect property in Dubai for the best price!